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Flint Hills Bank
Flint Hills Bank

CD's and IRA's

A certificate of deposit is an account paying a higher than passbook rate with a fixed term and fixed rate of interest. Our certificate accounts automatically renew on their maturity date for the same term and at the “current” rate for that term, unless you are notified in advance.

Early withdrawal Penalties are as follows:

  • A certificate of deposit with a term 0 to 3 months (89 days or less) is equal to 1 month
  • A certificate of deposit with a terms of 3 through 12 months is equal to 3 months interest
  • A certificate of deposit with a term longer than 12 months is equal to 6 months interest
 
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