Flint Hills Bank
Flint Hills Bank

Deposit Products

Personal Checking Accounts

Fee schedule effective as of September 1, 2020

Regular Checking (non-interest bearing)

  • $5.00 monthly fee (monthly fee waived with over 30 debit card transactions)
  • $2.00 per month paper statement fee; paper statement fee waived with ONLINE banking E-Statements
  • FREE for Age 60+, Student account (up to age 24) and non-profit organizations
  • No minimum balance requirement

Now Checking

  • $2,000.00 minimum balance
  • $9.00 monthly fee if daily balance falls below minimum balance
  • $2.00 per month paper statement fee; paper statement fee waived with ONLINE banking E-Statements

Personal Super Now Checking

  • $10,000.00 minimum balance
  • $14.00 monthly fee if daily balance falls below minimum balance
  • $2.00 per month paper statement fee; paper statement fee waived with ONLINE banking E-Statements

Personal Money Market Investment Account (M.M.I.A.)

  • $15,000.00 minimum balance
  • $20.00 monthly fee if daily balance falls below minimum balance
  • Checks and debit cards are not issued for this account
  • Limited to 6 transfers or withdrawals per month to another bank account of yours or to a third party by means of automatic or preauthorized transfers, telephone orders or instructions, electronic transfers, online banking transfers or, similar orders to third parties. If you exceed the limitations set forth above, your account will be subject to closure.

Effect of Closing Account: If closing account within 90 days of opening, you will be charged $20.00.

Debit Card Daily Limits: $1,000.00 including ATM cash withdraw limit of $500.00; limits may be adjusted upon request.

Personal Savings Accounts

Fee schedule effective as of June 1, 2008

Regular Savings

  • $200.00 minimum balance
  • $3.00 monthly fee if daily balance falls below minimum balance
  • Minimum to open account $25.00
  • Excess Electronic withdrawal fee $10.00 per transfer over 6 per month (effective 11-1-2018)
    Limited to 6 transfers or withdrawals per month to another bank account of yours or to a third party by means of automatic or preauthorized transfers, telephone orders or instructions, electronic transfers, online banking transfers or, similar orders to third parties. If you exceed the limitations set forth above, your account will be subject to closure.

Super Saver

  • $500.00 minimum balance
  • $3.00 monthly fee if daily balance falls below minimum balance
  • $500.00 minimum deposit or withdrawal
  • Excess Electronic withdrawal fee $10.00 per transfer over 6 per month (effective 11-1-2018)
    Limited to 6 transfers or withdrawals per month to another bank account of yours or to a third party by means of automatic or preauthorized transfers, telephone orders or instructions, electronic transfers, online banking transfers or, similar orders to third parties. If you exceed the limitations set forth above, your account will be subject to closure.

Christmas Club Savings

  • No minimum balance
  • Checks are printed November 1st
 
 
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