The Union Banking Company
Christmas Holiday Hours: CLOSED Sat. 12/24 and Mon. 12/26
New Years Holiday Hours: CLOSED Sat. 12/31 and Mon. 1/2/2023
Happy Holidays!       The Union Banking Company
The Union Banking Company
The Union Banking Company

Loan Services

Real Estate Loans

Fixed Rate Mortgage Loans

A fixed rate loan maintains its original interest rate throughout the life of the loan. Fluctuations in market rates over the term of the loan won’t affect the amount of interest you pay because your rate is already “fixed.” Fixed rate mortgage loans are offered in 15, 20, 25 and 30-year terms.

Construction Loans

  • Favorable construction period available
  • Pay interest only during construction
  • Normal 4-system draw; money is released as the construction progresses
  • Option available to roll construction loan into permanent mortgage upon completion

Home Equity Loans

  • Home Equity Loans can be used for almost any purpose based on current appraised value.
  • Fixed rates

Non-Owner occupied Loans

  • Fixed rates available for a 1-4 family rental property owned by an individual

Consumer Loans


Auto loans for cars and trucks are available, whether it be for the purchase of a new vehicle to you, or a refinance to lower the interest rate. Rates are fixed and vary with the age and value of the collateral.

Recreational Vehicles

Snowmobiles, ATV's, ski-jets, campers, boats, etc. Fixed rates for financing are available, depending on the age of the collateral.

CD Secured Loans

Borrow against your own Certificate of Deposit and get a great rate.

Personal Loans

Personal loans can be obtained at competitive rates and varying terms.

Copyright © The Union Banking Company. All rights reserved. Member FDIC. Equal Housing Lender